Get
Pre-qualified
Today
we make
ownership
happen
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Why work with us ?
WE’RE TRANSPARENT
You’ll Always Know What’s Happening.
No hidden fees, no surprises. We walk you through every step so you're confident from pre-approval to closing.
WE’RE HELPFUL
We’ve Got Your Back, Always.
Questions? Uncertainty? We’re just a call or text away — guiding you like family through every part of the loan process.
Best Loan Guarantee
The Best Deal, Without the Hassle.
We shop top lenders to find you the lowest rate and best terms — saving you time, stress, and money at closing.
Why Choose Us
WE’RE
TRANSPARENT
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WE’RE
HELPFUL
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Best Home Guarantee
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We will help you find the best mortgage solution
We’ll compare dozens of lenders and loan programs to find the one that’s right for you — whether you’re a first-time buyer or leveling up.
With low rates, clear guidance, and personal attention, we make the mortgage process simple, fast, and stress-free.
We take pride in delivering top-tier customer service every step of the way. Whether you need a quick pre-approval, help comparing loan options, or answers to your questions, we’re here for it all. Our mission is to meet your mortgage needs with speed, clarity, and care — because you deserve nothing less.
We will help you find the best mortgage solution
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Not Sure Where To Start? Let's Build Your Game Plan 🧠🏡
Whether you're buying in 30 days or just starting to plan —I’ll help you understand your options, timeline, and next steps.
Need more help?
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Our Services 💼
First Time Homebuyer
Buying your first home? We’ll guide you step by step so you feel confident, not overwhelmed. From pre-approval to keys, we make it simple, clear, and stress-free.
VA Loans
Proudly helping veterans and active-duty service members get the benefits they’ve earned. No down payment, competitive rates, and expert guidance from start to finish.
Refinance
Ready to lower your rate, tap into equity, or ditch mortgage insurance? We’ll show you smart options to save money and reach your financial goals faster.
HELOC's
Use the equity in your home to fund what matters — renovations, debt payoff, or big plans. We’ll help you access flexible credit with rates and terms that work for you.
Jumbo Loans
Financing a high-value home? We specialize in jumbo loans with competitive terms and smooth closings. Personalized solutions for luxury buyers who expect more — and deserve it.
Any Mortgage Transaction
No matter your situation, we have a loan solution for you. Purchase, refinance, investment — we get it done with clarity, speed, and care.
Our Services
No Deposit Home Loan
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Home Equity Loan
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Refinance Home Loan
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Commercial Property Loan
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Bridging Loan
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Line Of Credit
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WHY WORK WITH A MORTGAGE BROKER? 📋
Unlike direct lenders that only offer their own limited loan options, mortgage brokers shop around for you.
We work with dozens of lenders to find the most competitive rates and programs—tailored to your exact needs. Whether you're a first-time buyer or self-employed, we find the right fit, not the closest fit.
More Options. Less Stress. All About You.
As your mortgage broker, my job is to be your advocate—from pre-approval to closing. While a direct lender represents the bank’s interests, I represent yours. That means more flexibility, faster solutions, and a smoother path to homeownership.
Grow & Protect
Your Wealth
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Your Journey Starts Here - Let's Talk Mortgages 🏡👇
Whether you're buying now or planning ahead — let’s connect and map it out.
This is how smart buyers get ahead.
👋 Meet Your Loan Officer
Cristian Guerra | GX4 Mortgage Team
Serving Arizona — from the Valley to my hometown Tucson 🇺🇸🌵
Whether you're buying your first home, self-employed, VA eligible, or just need a clear plan — I'm here to make it simple, fast, and stress-free.
I speak both English and Spanish, and I treat every client like family. No pressure, no fluff — just honest guidance, real support, and the best loan option at the best cost.
Backed by a streamlined system for speed and communication, I don’t disappear after you apply — I walk with you through every step, all the way to the keys.
What client say about us
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Darcel Ballentine
Barone LLC.
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Leatrice Handler
Acme Co.
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✅ Cristian Guerra | NMLS #2276886
✅ Barrett Financial Group, LLC | NMLS #181106 | AZ BK-0904774
✅ Equal Housing Lender -Barrett Financial Group, LLC is licensed in Arizona. All loans are subject to underwriting approval. Terms and conditions may apply. This is not a commitment to lend. -We respect your privacy. Any personal information submitted through this website will be used solely for mortgage-related communication and will never be sold or shared. For more details, please see our Privacy Policy.
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